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WC: Workers’ Compensation Insurance. Statutory insurance for California businesses.

TPA: Third Party Claims Administrator. Claims administration service.

XMod: Experience Modification Factor or Rating. Adjusts premium based on losses and premium.

OBAE: State of California Office of Benefits Assistance and Enforcement. Conducts regulatory compliance audits.

SIP: State of California Self Insurance Plans. Insurance plan for Workers’ Compensation benefits.

WCIRB: Workers’ Compensation Insurance Rating Bureau. Collects insurance data, recommends rates, defines classifications and calculates Experience Modification Factors or Ratings.

OSHA: Office of Safety and Health Administration. Protects employees from safety hazards through inspection program.